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Conventional loans are mortgage loans that are not insured or guaranteed by a government agency, typically requiring higher credit scores and down payments based on the lender's private guidelines.
FHA loans are mortgage loans insured by the Federal Housing Administration (FHA) that enable borrowers with lower credit scores and smaller down payments to qualify for homeownership with more flexible lending requirements.
VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs (VA) that offer favorable terms and benefits to eligible military service members, veterans, and their spouses, including no down payment requirements and competitive interest rates.
USDA loans are mortgage loans backed by the United States Department of Agriculture (USDA) that offer affordable financing options for low- to moderate-income borrowers in rural areas, providing 100% financing and flexible eligibility criteria.
Understanding VA Loan Options for Veterans
Apr 07, 2026
Learn about the different types of VA loans available, including VA purchase, IRRRL refinance, cash-out refinance, and Native American Direct Loan programs.
Selling a House that has a Home Equity Loan
Mar 31, 2026
Learn how selling a home that has a home equity loan works. Understand payoff requirements, closing costs, potential risks, and what homeowners should know before listing.
How to Protect Yourself from Common Mortgage Scams
Mar 24, 2026
Learn what to watch for and how to protect yourself from falling for some of the mortgage common mortgage scams
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