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Conventional loans are mortgage loans that are not insured or guaranteed by a government agency, typically requiring higher credit scores and down payments based on the lender's private guidelines.
FHA loans are mortgage loans insured by the Federal Housing Administration (FHA) that enable borrowers with lower credit scores and smaller down payments to qualify for homeownership with more flexible lending requirements.
VA loans are mortgage loans guaranteed by the U.S. Department of Veterans Affairs (VA) that offer favorable terms and benefits to eligible military service members, veterans, and their spouses, including no down payment requirements and competitive interest rates.
USDA loans are mortgage loans backed by the United States Department of Agriculture (USDA) that offer affordable financing options for low- to moderate-income borrowers in rural areas, providing 100% financing and flexible eligibility criteria.
Higher Loan Limits for 2025 Announced
Dec 19, 2024
With Higher Loan Limits for 2025, you could enjoy greater purchasing power and flexibility. See what’s possible for your dream home.
Non-QM Loans: Flexible Home Financing for Self-Employed & Investors
Dec 17, 2024
Explore Non-QM loans—tailored for self-employed, investors, and non-traditional borrowers. Flexible options to make homeownership a reality.
The Inside Scoop on the Top 5 Mortgage Loan Types
Dec 10, 2024
Explore the top five mortgage loans—conventional, FHA, VA, USDA, and ARMs. Find the best option to match your financial goals and homeownership dreams.
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